Content with the Seasons

I've been thinking of late: enjoying the season of life that you're in is a very good discipline. You can spend your whole life longing for the next phase, dwelling on the tougher points of your current existence and totally overlook all the good things life is offering right now.

A while back I felt slightly challenged when I was chatting with my wife about how I totally loved the summer, and how the rest of the year kind of sucked. She pointed out that if you only enjoy those summer months, you'll only enjoy about a quarter of your life. She then when on to tell me all the things she loved about autumn, winter and spring. Quite a profound, far reaching point. I've since been enjoying crisp winter days, amazing autumnal colours when all the trees turn red, and spring, when all the flowers and blossom suddenly break out. I had somehow never really noticed any of these before.

"But godliness with contentment is great gain"
1 Timothy 6:6

It's interesting that godliness and contentment is described as gain. Most of our thoughts, longings and strivings are looking forward to seasons where we get something extra. Some sort of life upgrade or bolt-on: a job, promotion, financial security, a spouse, having children, more free time and so on.

And yet this verse is talking about the underlying root of all of these: gain. Contentment and godliness, I imagine, are two incredible sources of joy. They provide the ability to enjoy God and everything he's provided, and you can tap into that whatever stage your life is at.

When you look back at seasons that have now come and gone, you realise that there were many, many good things that God provided and were very enjoyable, that you somehow didn't appreciate to their full extent at the time.

So it leaves you with a few questions: what is it that you're longing for, and what are you overlooking? Will anything other than God satisfy you?

Expenditure

Another thought-provoking quote on finances and materialism...

"Occasionally when a couple cannot make ends meet the problem is that they do not have enough income to support themselves. Most often the problem lies with their expenditure. Rob Parsons writes about his own upbringing:

My father was a postman and my mother a cleaner. We lived in a rented house, and life was simple to say the least. Non-essentials like heating in the bedrooms, fitted carpets, and toilet paper (don't ask!) belong to another world. I didn't eat in a restaurant until I was sixteen. But I had everything I needed in that home, including wise advice from a father who would take me aside regularly and recite to me the words of Mr Micawber from Dickens, David Copperfield: 'Annual Income: twenty shillings; expenditure: nineteen shillings and sixpence - result: happiness. Annual income: twenty shillings; expenditure: twenty shillings and sixpence - result: misery.' A belief in that principle meant that my father was never in debt. You may think that he paid an unacceptable price for that. He never had a holiday away from his own home, or had his own bank account, and he never did get to taste pasta - but I have never known a man so content."

p358, Nicky & Sila Lee, The Marriage Book.
Original quote: p190, Rob Parsons, Loving Against the Odds.

The Greatest Gift

I recently watched a documentary on Ayrton Senna. The day he died, he was praying, and said God spoke to him. God told him that 'today, he would receive the greatest gift, God himself'.

Apart from being fairly amazing that God spoke to him in that way, it throws things into perspective. Whatever you think would be really great gifts (experiences, possessions, security, relationships, family), by far the greatest of them all is knowing God himself. It's the one gift we should treasure and pursue more than any other.

Joyful Unconcern

"Therefore do not be anxious, saying, 'What shall we eat?' or 'What shall we drink?' or 'What shall we wear?' For the Gentiles seek after all these things, and your heavenly Father knows that you need them all. But seek first the kingdom of God and his righteousness, and all these things will be added to you."
Matthew 6:25-33

It's so easy to read this verse thinking "aha, if I seek first the kingdom, I'll have material provision and security." I must have read that verse so many times with that subtle thought process ticking away unnoticed. But then you realise there's a problem: your focus and heart is still set on material provision, not the kingdom of God.

Your 'seeking first the kingdom' is nothing more than a means to your true end, provision. So the kingdom of God is not first at all but second at best.

In an ironic sort of a way, if you're totally anxious about making ends meet, you actually need to just forget it. Forget it and worship God. Forget it and trust God. Be consumed with his gospel and count yourself expendable for his purposes. Pursue him first and perhaps things will fall into perspective.

But by all means, get a budget and be debt free. You're more useful to God that way.

Richard Foster on the Discipline of Simplicity

From 'Celebration of Discipline':

"Simplicity is freedom. Duplicity is bondage. Simplicity brings joy and balance. Duplicity brings anxiety and fear. The preacher of Ecclesiasties observes that 'God made man simple; man's complex problems are of his own devising' (Eccles. 7:29)"
p99

"To attempt to arrange an outward life-style of simplicity without the inward reality leads to deadly legalism."
p100

Speaking of contemporary culture: "Because we lack a divine Centre our need for security has led us into an insane attachment to things ... We crave things we neither need nor enjoy ... We are made to feel ashamed to wear clothes or drive cars until they are worn out. The mass media have convinced us that to be out of step with fashion is to be out of step with reality. It is time we awaken to the fact that conformity to a sick society is to be sick."
p100-101

"if riches increase, set not your heart on them."
Psalm 62:10

Speaking of Jesus: "He saw the grip that wealth can have on a person. He knew that 'where your treasure is, there will your heart be also,' which is precisely why he commanded his followers: 'Do not lay up for yourselves treasures on earth' (Matt 6:21, 19)"
p103
—
I suppose there's quite a difference between generating a high income and laying up treasures. You could have a lot of resources, being rich in terms of your bank balance, and yet refuse to use that bank balance in acquiring many possessions. Instead, we use those funds for resourcing the Kingdom. I've never thought it was wrong to be rich, but yet there is a very direct command not to lay up for ourselves treasure on earth. 'Set not your heart on them'. When you hear Christians that are very rich, but live a modest life and give really generously, it's incredibly powerful. They've adopted a level of discipline, self-control and love for Christ that is very evident in their outward behaviour.

"Sell your possessions, and give alms; provide yourselves with purses that do not grow old, with a treasure in the heavens that does not fail"
Luke 12:33

"Take heed, and beware of all covetousness; for a man's life does not consist in the abundance of his possessions"
Luke 12:15

"He calls all who would follow him to a joyful life of carefree unconcern for possessions: 'Give to every one who begs from you; and of him who takes away your goods do not ask them again"
Luke 6:30

"Those who desire to be rich fall into temptation, into a snare, into many senseless and hurtful desires that plunge men into ruin and destruction"
1 Tim 6:9

"Keep your life free from the love of money, and be content with what you have; for he has said, "I will never fail you nor forsake you"
Hebrews 13:5

"Simplicity is the only thing that sufficiently reorients our lives so that possessions can be genuinely enjoyed without destroying us."
p105

"But seek first his kingdom and his righteousness, and all these things shall be yours as well."
Matt 6:25-33

"The central point for the Discipline of simplicity is to seek the kingdom of God and the righteousness of his kingdom first and then everything necessary will come in its proper order"
p106

"As Jesus made clear in our central passage, freedom from anxiety is one of the inward evidences of seeking first the kingdom of God. The inward reality of simplicity involves a life of joyful unconcern for possessions."
p107

Just Wait

A little snippet of wisdom I heard recently that is most definitely laced with truth and applicable to many, many areas:

"Delayed gratification increases pleasure"

Should Our Hands Be Empty?

I guess one thing that I might want to revise or clarify regarding my previous journal entries on giving, money and contentment is that I can lean a bit too much towards poverty theology - i.e. God is pleased when our hands are empty.

Although it's very good to be content no matter how little we have, God requires us to be a good steward of his wealth, no matter how much we're given. In the parable of the talents, he says 'to whom much is given, much will be demanded'. This means that to some of us, God will give much. In this sense, it's a bit of a cop-out just to give it all away as quickly as possible in an act of 'worship'. It avoids responsibility. God might require a much better, much more thought out approach to the stewardship of his resources.

Radical Generosity

A great point from Tim Keller's 'Radical Generosity' sermon: if you wanted to give 10%, you could. Because if you suddenly took a 10% pay cut you would simply make do. It would be painful – but you would make it work.

Life Group Talk: Giving

Here's a link to a PDF of a talk on giving that I recently did for my life group. It combines various re-written blog posts from this site and some new, original thoughts on the subject.

http://www.sa-design.co.uk/blog/Giving_Jan_2011.pdf

It also refers to this article titled "The Sandra Bullock Trade":

http://www.sa-design.co.uk/blog/Giving_Jan_2011_The_Sandra_Bullock_Trade.pdf

Enjoy!

Giving – A Theory

One thought that occurred to me the other day: It's easier to trust God with everything you have when you've got nothing to lose. Generosity and giving may never be easier than when you have very little.

As you gradually earn more and acquire possessions, all of a sudden there's a comfort level you've become accustomed to. There's now a height from which you can fall. It's harder to let go and trust it all to God. In addition, all the more expensive comforts and charms start to come within reach... if only you didn't give quite so much. Foreign holidays, a nice car, an awesome TV, a bigger house – they could all be yours.

In some ways your expendable cash is like the fat stores on your body. It's good to have a little in reserve for lean times. Too much is dangerous. Generous giving, in a sense, is almost like burning off the fat on your life.

Expendable (Part 2)

Following on from a previous note on being expendable for Christ (link) often, it's not our physical life that is required (i.e. martyrdom), but various little portions of our daily life. Finances, work, comfort, hobbies, fitness, luxuries, time... all of these need to be labeled 'expendable'. We give them up as and when required for the cause of Christ.

Expendable

I've just finished reading this book – Through Gates of Splendor – about five missionaries who set out to reach the savage Auca tribe in Ecuador. These guys gave themselves to a specific task, spent years in preparation, and then got massacred on pretty much their first point of contact with the tribe on the ground.

As far as the book details, no Auca ever became a Christian, or even had the gospel presented to them in an intelligible, meaningful way*. But thousands of Christians were struck by their sacrifice, commitment, and all out abandonment for Christ. Lives were changed and redirected through their testimony. And the story was big news in the secular press at the time (1950s).

So all in all, as far as it is visible to us at the present time, their life and mission bore much fruit. Just not in the way they had planned or envisioned.

Their story also stands out in direct contrast to that of Hudson-Taylor, John Wesley, and all the guys that spent long, fruitful, gifted lives working incredibly hard for the cause of Christ. It stands in contrast because they were very ordinary people, they were young and their story was so utterly short. And yet they were prayerfully led by God throughout it.

It seems this was His will, His way. Their sacrifice, their story, was one He permitted and intended.

It just makes you think – anything that we could accomplish or do with our lives is all in the hands of God. It's His story, not ours. He writes the script, and we're utterly expendable.

––––––

"Wherever you are, be all there. Live to the hilt every situation you believe to be the will of God."
Jim Elliot, p11

"He is no fool who gives what he cannot keep to gain what he cannot lose."
Jim Elliot, p173

"During the last war we were taught to recognize that, in order to obtain our objective, we had to be willing to be expendable ... This very afternoon thousands of soldiers are known by their serial numbers as men who are expendable ... We know there is only one answer to our country's demand that we share in the price of freedom. Yet, when the Lord Jesus asks us to pay the price for world evangelization, we often answer without a word. We cannot go. We say it costs too much."
Nate Saint, p53

"A call is nothing more nor less than obedience to the will of God, as God presses it home to the soul by whatever means He chooses."
Pete Fleming, p13

"The old life of chasing things that are of a temporal nature seemed absolutely insane."
Nate Saint, p62

––––––

* 7th August 2011: I've just read in Randy Alcorn's book Heaven that some Auca's (or at least one) did become Christians:

"Mincaye, the Auca Indian who speared Nate Saint, is now a follower of Jesus. When Mincaye was asked what he's going to do when he meets Nate Saint in Heaven, he replied, "I'm going to run and throw my arms around Nate Saint and thank him for bringing Jesus Christ to me and my people." He added that Nate Saint would welcome him home."

Heaven, Randy Alcorn, page 336

Illusions and Giving

Randy Alcorn, in that little book, The Treasure Principle, says, "I’m convinced that the greatest deterrent to giving is this: the illusion that earth is our home" (p44).

On William Burns...

Below are a few quotes describing William Burns, an awesome man of God and an early companion and mentor to Hudson Taylor:

"He did not consider that he had a warrant to proceed in any sacred duty without a consciousness of that Divine presence. Without it, he could not speak even to a handful of little children in a Sunday School; with it he could stand unabashed before the mightiest and wisest in the land."

"Prayer was a natural to him as breathing, and the word of God as necessary as daily food."

"He enjoyed quietness and the luxury of having few things to take care of, and thought the happiest state on earth for a Christian was that he should have few wants."

"'If a man have Christ in his heart' he used to say, 'Heaven before his eyes, and only as much of temporal blessing as is just needful to carry him safely through life, then pain and sorrow have little to shoot at'."

Biography of James Hudson Taylor, p160.

If you don't have a budget, you won't have any money

Working on your accounts is like fine tuning an engine. If it's done well you can get an awful lot out of it. Life becomes much more satisfying and you have a real peace of mind about what you spend and what you give to God. When every penny is assigned as 'worship', suddenly, every day has a new sense of purpose behind it. A little bit of discipline can really free you up.

On the other hand, if you pay no attention to it, ignore it, bury your head in the sand; all sorts of problems develop. Your finances become wasteful and inefficient. Money is frittered away and you can easily accumulate debt. Your peace of mind goes out the window, your soul feels uneasy.

"A little sleep, a little slumber,
a little folding of the hands to rest-
and poverty will come on you like a bandit
and scarcity like an armed man."
Proverbs 24:33-34

I've heard a lot of sermons on why you should give, but very few on how to give. I thinks there's a general assumption, somewhere along the line, that people actually know how to budget. For years and years I didn't have a clue. It's one of those things that seems obvious when you know how. But if no one has taught you, you're lost at sea. You're stumbling around in the dark.

But one thing that is clear – when you work so hard to earn cash, surely wisdom should govern its distribution. Hard earned cash that is frittered away on things that don't matter is a life consumed with toil, debt and fruitlessness. Effectively managing your accounts is one of the most important elements of your life's work.

At my life group, I plan for us to share effective ideas on how we give to God and manage our accounts. In this, I'm making the assumption that we know why we should give and that we want to be a cheerful give. Here are some of my own techniques I've used in the past, and the ones my wife and I are currently using.


1) Account for every penny.

When I first decided to really tackle my accounts head-on, I decided to write down every penny I spent. To my horror I realised that in that very month I had spent over £300 on socialising and convenience foods. Going out to pubs, eating out, trips to the cinema, drinking Coca-Cola. It honestly didn't feel like I had spent that much. It 'felt' like I had spent about £100. It's easy to forget what you did last week. And it's incredible how expenses add up.

Question: If an accountant was to examine your finances, would he find that Jesus was a priority?

In a lack of discipline I would spend too much on clothes and CDs. And then in a lack of finances I would fail to give God anything. If you're budgeting for the first time, going through the last 6 months of bank statements can be a real eye-opener, and quite painful.


2) Develop a list of averages.

Keep all your receipts and tally up average amounts on a monthly basis. Over the course of a year you can work out average expenses for pretty much everything. Here's a list of what my current averages include:

– Church Giving
– Food
– Clothing
– Socialising
– Rent
– Car Insurance
– Car Maintenance
– Car Servicing
– Car Tax
– Home Insurance
– Home Expenses
– Dentist
– Glasses
– Gym
– Car & Bike Repayments
– Life Insurance
– Mobile Phone
– Sky
– TV license
– Card Protection
– Holidays & Special Events
– Weddings
– Stag Do's
– Haircuts / Beauty
– Presents
– General savings

Developing this list helps you learn exactly what you need to budget each month and pay into savings. In particular, you need to work out all the seemingly random and unexpected expenses (such as weddings and stag-do's). Otherwise, you get caught out.

In this, highlight all the items on the list that you would regard as 'worship' to God. Interestingly, most of the items are necessary in life (most, not all!). And a lot have a question mark over them. These are the open-ended ones, such as food, clothing, socialising, holidays, presents, phone tariff and type of vehicle. They can all be governed with wisdom and diligence, or they can be self indulgent and reckless. These will make or brake the bank.

"So whether you eat or drink or whatever you do,
do it all for the glory of God."
1 Corinthians 10:31


3) Determine the open-ended expenses.

– Food
– Clothing
– Convenience foods
– Socialising
– Presents
– Random purchases

These are the day-to-day expenses that can go off the scale if left unchecked. The most effective way that Lynsey and I have dealt with this is to have a weekly cash allowance. We worked out that we get £25 each per week, and out of that we have to cover all of the above. All birthday, Christmas, wedding presents, clothes etc come out of this. We have to save up in advance for lots of these.

We've found it to be a brilliant method as when the money in your wallet is gone, that's it for the week. You know you won't go over budget. And anything you buy, you know you can afford and you feel good!


4) Keep on top of it.

It only takes 30 minutes every week or so. Regular updates to your charts means you can remember what the expenditures on your bank statements relate to. Constantly updating your averages and budget keeps things in check. Apparently the very act of keeping accounts improves your spending, as you're mindful of your finances.


5) Find peace about your church giving.

It's not about 10%, it's about generosity. There's nothing in the New Testament about giving 10%. In reality, when you study the early church, they all appear to give much more than this. Old Testament tithing was effectively the Jewish taxation system, and was actually about 25% of their total income per year. The 10% figure is just a reference to the largest part.

"Each man should give what he has decided in his heart to give, not reluctantly or under compulsion, for God loves a cheerful giver."
2 Corinthians 9:7

Would you ever want a present off a friend who gave it reluctantly because they felt they had to? You would probably feel awkward, and wish they hadn't felt obliged. In stark contrast, how much would you love to get a gift from a friend who was really excited to give it to you, and couldn't wait to see the look on your face! You would love it.

I think each one of us has to find the right level of giving and the right heart that produces this excited attitude. In one sense, the cost has to be there. The gift has to be worth something to us to contain meaning; but not to the level that it breaks the bank and causes us to freak out.

What feels too low? What feels too high? I think you can home-in on a figure that your heart really feels at peace with, that makes your faith muscles stretch but not tear.

Any thoughts?

If you just stopped moaning you might actually be happy

I felt God really speak to me clearly this week. And he said that I ought to stop moaning about everything. Life is hard work, yes. And you don't get much time to yourself and you're often quite tired. All good points, but you constantly moan!

What sparked it off was watching an older work colleague of mine who's had a tough week, and was sick, but was cheerful all the way through it. I realised that if I can do what I do, but in a cheerful spirit, I would be an awful lot happier. And my works would be a lot more pleasing to God.

"If I give all I possess to the poor and surrender my body to the flames, but have not love, I gain nothing."
1 Corinthians 13:3

It's like, if I short-curcuited that whole meditation process where I get really manked-off with everything, my whole outlook on life would lift dramatically. It's not so much the moaning, which is really just the symptom, it's the meditation process that's the real issue. The process of churning things in your mind over and over.

"As a man thinks in his heart so is he"
Proverbs 23:7

Anyway, a good bit of repentance is the order of the day. Which makes me think. Repentance almost makes sense to be done as a weekly habit. Surely lots of little acts of realignment with God are much better than the big dramatic acts of repentance that only occur when your whole life is devastated. A thought to dwell on.

A definition of success

"Success is knowing God's will for your life and setting out to do what God has called you to do. Success is not the measure of accolades, the measure of other people's opinions; but it's that inner knowing that you have found God's purpose, fulfilling it in your daily life."

Jack Shaw in the "Let My People Think" podcast by Ravi Zacharias.

The things you used to own, now they own you.

Chuck Palahniuk

The words of 1 Timothy 6 v8 really strike a chord with me: "if we have food and clothing, we will be content with that." Interesting that if you go into the original language used, by clothing it literally means 'one set of clothes'. The biblical standard for contentment is very very low. You should have something to eat, and a set of clothes to wear.

This quote in the Fight Club book by Chuck Palahniuk put an extra spin on it for me. And I think it's really true. The more junk you buy, the more baggage you're carrying. And most of these things (eg guitars, motorbikes, cars etc) are liabilities – they consistently taking money out of your account. There's got to be a great amount of freedom in not owning much. For one, if you want to go somewhere, you haven't got a lot to carry.